Terms of Use

Terms of Use

Effective Date: August 21, 2025
Last Updated: August 21, 2025

Welcome to Lock Stock & Loan. By accessing or using our website and services, you agree to the following Terms of Use. These terms govern your relationship with us and outline the rules for using our platform.

1. Acceptance of Terms

By using our site or submitting information, you acknowledge that you’ve read, understood, and agreed to these Terms. If you do not agree, please do not use our services.

2. Services Provided

Lock Stock & Loan offers third-party mortgage processing services to licensed brokers. We do not originate loans, provide financial advice, or guarantee loan approvals.

3. Broker Responsibility

Brokers are responsible for:

• Ensuring all submitted loan files are accurate and complete

• Obtaining borrower consent before sharing personal data

• Complying with all applicable laws and licensing requirements

4. Intellectual Property

All content on this site — including logos, copy, graphics, and tools — is owned by Lock Stock & Loan or licensed for use. You may not reproduce, distribute, or modify any content without written permission.

5. Limitation of Liability

We strive for accuracy and reliability, but we are not liable for:

• Delays, errors, or omissions in processing

• Third-party service interruptions

• Any indirect or consequential damages

6. Confidentiality & Data Use

We treat all broker and client data with strict confidentiality. Use of our services implies consent to our Privacy Policy and Third-Party Disclosure.

7. Modifications

We may update these Terms at any time. Continued use of our site after changes means you accept the revised terms.

8. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes will be resolved in the appropriate courts of Bexar County, Texas.